Zoto Cash is an accumulation of the 5% reward you receive for every successful recharge on Zoto. It is like a wallet on your Zoto app
If for some reason, your recharge is unsuccessful, we make a refund to your ZotoCash account. Your money is absolutely safe, secure and available to you for future transactions on Zoto. Also, we may also give some cashback to you as Zotocash points on your successful transactions.
You can use the Zotocash you receive for other transactions.