3D Secure is a free and automatic online security service that has been implemented by your bank to help guard your Card against unauthorised use online.

When making purchases online, 3DS Verification will prompt Cardowner to enter an OTP to authenticate the transaction. If the OTP is correct, the Cardowner will get verified and the purchase transaction will be processed and completed.

The OTP can be generated via the Cardowner’s bank page or through the Cardowner’s bank token.