What is 3DS?: 3D Secure is a free and automatic online security service that has been implemented by your bank to help guard your Card against unauthorized use online.

When making purchases online, 3DS Verification will prompt Card owner to enter an OTP to authenticate the transaction. If the OTP is correct, the Card owner will get verified and the purchase transaction will be processed and completed.

The OTP can be generated via the Card owner's bank page or through the Card owner's bank token.